Simple Ways to Save at upgrade
Upgrade is all about helping you manage your money better, and that includes finding savings. While they don't sell physical products, they offer financial products like personal loans and credit cards. The best way to "save" with Upgrade is to reduce the cost of borrowing.
- Check Your Rate Without Hurting Your Credit: Upgrade uses a soft credit check for their initial rate quote, which means you can see what you qualify for without any impact on your credit score.
- Look for Special Offers: Keep an eye out for promotional offers, like a lower APR for a limited time or special terms for new customers.
- Choose the Right Term: When taking a loan, a shorter term often has a lower interest rate, which saves you money overall, even if the monthly payment is a bit higher.
Best Times to "Shop"
Since Upgrade offers financial services, the "best times" aren't seasonal sales. Instead, the best time to get a great rate is when your credit is in good shape.
- After Improving Your Credit Score: If you've been paying down debt or correcting errors on your